If you’re dreaming of buying a home this year, start by connecting with a local real estate professional to understand what goes into the process.
Read MoreIt turns out that most buying-and-selling mistakes are easily avoidable—or at least predictable. Follow these eight tips to enter escrow with eyes wide open.
Read MoreEveryone should realize that unless you are living somewhere rent-free, you are paying a mortgage – either yours or your landlord’s. Buying your own home provides you with a form of ‘forced savings’that allows you to use your monthly housing costs to increase your family’s wealth.
Read MoreThe largest obstacle renters face when planning to buy a home is saving for a down payment. This challenge is amplified by rising rents, which has eaten into the amount of money renters have leftover for savings each month after paying expenses.
Read MoreIf you have saved up your down payment and are ready to start your home search, one other piece of the puzzle is to make sure that you have saved enough for your closing costs.
Read MoreThere are a lot of moving parts to a real estate transaction: the loan, appraisal, inspections, escrow, title, and so forth. My job is to coordinate with all the people involved to make sure nothing falls through the cracks and your interests are protected.. Because there are so many different parts to a real estate transaction, it is critical that you have a real estate agent that you get along with and work well together.
Read MoreDid you know that having a bad lender can cost you your home? Choosing a lender is just as critical as choosing your real estate agent. Not all loan officers are created equal. If your lender isn’t paying attention, they could be missing big red flags that could end up costing you the house you always wanted...
Read MoreCongratulations! You’ve found a home to buy and have applied for a mortgage! You are undoubtedly excited about the opportunity to decorate your new home! But before you make any big purchases, move any money around, or make any big-time life changes, consult your loan officer. They will be able to tell you how your decision will impact your home loan.
Read MoreThere are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be considered for a mortgage. The reality is they are misinformed! Only 25% of the Americans have a FICO® Score between 740 and 800.
Read MoreI’m sure you are already browsing the internet looking for houses, and maybe even visiting open houses in your neighborhood - that’s a great way to get you an idea of what’s out there or ideas for what you like in a home, and even what you don’t like in a home. When you are ready to begin looking to purchase a home now, we can leave the stale listings behind.
Read MoreIn a perfect world, every home would be in perfect condition, just waiting for you to move in. But just like buying a car, you’ll expect that there is some wear and tear on an older home...
Read MoreThese days you can do so much research online to find new listings and research home values. It’s tempting to think you can just find a house and make an offer…and you can. But you’d be shooting yourself in the foot. Why?
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